Today is a New Day!!! Yes there is Life after Debt!!

Today I’m in beast mode about paying off my final three (3) consumer debts by the year’s end.  I’m really seeing the difference in always using the Debt Snowball Method that I was taught by Dave Ramsey five (5) years ago.  Through many heartaches, disappointments, along with grief coupled with discouragement, I’m still standing and I’m moving forward without the excess baggage of DEBT, and I thank God that I am here to witness His manifold Grace and Mercy shine upon me.  This journey has taken longer than I expected, but if I had to do it again I would it much differently, but here I am to give thanks to God for sustaining me and giving me a second wind to finish the course.  Yes there is Life after Debt and I purpose in my Heart to never again get back in that place ever again.  I am much wiser, stronger, and resolute than I have ever been before;  I’m disciplined in my spending as well as my giving and I use Budgeting Forms along with a daily calendar on how much I spend each day.  I am blessed to earn a really great income, but I must manage it so I can enjoy the fruit of my labor.  I despise not having what I need, so in this final quarter of 2015 I declare that EVERYTHING CHANGES NOW!!!  Have a Great Day and Press On!!

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